mikki nicholson , who was a national scrabble champion , stepped in front of a train , on november 7 last year after suffering daily verbal abuse in carlisle , cumbria .
the 36-year-old had planned a move to newcastle , where she had hoped people would be more accepting .
but she changed her mind months before her death after being told she risked homelessness if she left her social housing .
inquest heard how she was receiving psychiatric treatment in the months before her death .